Universal Life Insurance
Universal Life Insurance can help meet the needs of those who want long term insurance protection. It is flexible permanent life insurance offering the protection of life insurance as well as a savings element which is invested to provide a cash value buildup.
Critical Illness Insurance
Provides a lump-sum benefit that you can use to pay the direct and indirect costs related to a covered critical illness.
Helps offset unexpected medical expenses, such as emergency room fees, deductibles and copays resulting from an a covered accident. Optional Sickness and disability riders are also available for you and/or your family at an additional cost.
Short-term disability benefits help to protect your paycheck and your standard of living if you become disabled. The benefits replace a portion of your salary if you’re out of work due to a qualified illness or injury. Pregnancy also is covered as a disability.
Term Life Insurance
Inexpensive life insurance that pays a benefit in the event of the death of the insured with guaranteed rates for 10, 20, or 30 years.
This cancer coverage helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer treatment. This plan also provides a benefit for specified cancer screenings.